Types of Financing

Revenue-Based Financing

We realize the challenges faced by women, people of color, veterans and businesses in low to moderate income areas. Revenue-based financing allows more flexibility than traditional bank debt with no equity dilution. It is similar to a term loan, but instead of a fixed payment every month, a percentage of revenue is taken.

This allows for smaller payments during slower revenue months, and larger payments in stronger months.

Business Characteristics

  • Businesses with revenue of $1MM or higher

Ownership Requirements:

  • Woman owned
  • Person of Color owned
  • Veteran owned
  • LGBTQ+ owned
  • Companies located in low to moderate income areas
  • Companies that have committed to inclusive hiring initiatives
  • Profitable, break-even or clear path to profitability
  • Growing revenues or positive trends
  • Recurring contracts and predictable revenue models are a best fit
  • Time in business: 12–18 months minimum

Lending Criteria

  • Term: 2 - 5 Years
  • Funding amounts from $50K - $1MM

Revenue-Based Financing:

  • A portion of revenues will be paid monthly at a pre-established percentage until the principal and additional fees have been repaid
  • Typically 3%-9% of monthly cash receipts

Let’s Talk About Your Business Goals

Our funding experts are here to help. Let’s explore the best options for your business.

No matter your industry, credit situation, or funding goals, Threo Capital is committed to helping you move forward with confidence. From your first conversation with our team, you’ll experience a personalized approach that prioritizes clarity, speed, and support.

Get the capital you need — without the red tape. Let’s build something great together.